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Experian "Credit Swagger"

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madwoman View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote madwoman Quote  Post ReplyReply Direct Link To This Post Posted: 03 May 2015 at 2:18am
Originally posted by DarkRealmStar DarkRealmStar wrote:

It just seems to me that this promotes the acceptability today of bad behavior.  People barely have manners anymore as it is.  Acting like a snarky bitch is being encouraged!  Just having a good or great credit score isn't going to help you if the loan manager ends up hating your guts!



I agree totally. My credit score is well over 800, and I wouldn't *dream* of being that rude to anyone who wasn'trude to me first. That harridan needs bitch-slapped back to 1989.
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Post Options Post Options   Thanks (1) Thanks(1)   Quote MrFlavor Quote  Post ReplyReply Direct Link To This Post Posted: 24 Jun 2015 at 3:31am
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Donathan Quote  Post ReplyReply Direct Link To This Post Posted: 27 Jun 2015 at 5:26pm
The only time you should be telling a Bank or a Loan place that you know your Credit Score is when you have serious reason to believe that they are playing you for a Naive Fool and are trying to not get you the best deal for you.


I had something similar happen to me. One place told me that they were going to give me a certain amount of money that I knew was paltry, I said, "I'm good, no thank you," and went to another place that gave me roughly twice the money that the other place tried to give me...
My name is Donathan, pronounced the same way you pronounce Jonathan, except with a D.😀 Hitting on a Lesbian who speaks to you and about you like trash means you're REALLY desperate! 😀




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Post Options Post Options   Thanks (0) Thanks(0)   Quote crainbebo Quote  Post ReplyReply Direct Link To This Post Posted: 27 Jun 2015 at 7:27pm
Anybody who uses "swagger" for anything in a commercial should be slapped in the face and fired from the advertising department. I hate teens who use the word "Swag" for everything. 
Beats by Dr. Dre = swag. 
Nike Air Force 1 = swag.
$300 Air Jordans = swag.
Lil Wayne and Snoop Dogg = swag. AngryAngryAngryAngryAngryAngryAngry

Experian should be ashamed of themselves.
Back after a long absence...still hating those commercials. Go away Limu Emu and Doug!
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Post Options Post Options   Thanks (0) Thanks(0)   Quote CaptainErnie Quote  Post ReplyReply Direct Link To This Post Posted: 27 Jun 2015 at 11:54pm
Have you caught the new one where our darling couple are buying an RV?
Children are just God's little way of punishing us for having sex
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Ad nauseous Quote  Post ReplyReply Direct Link To This Post Posted: 28 Jun 2015 at 12:10am
Originally posted by CaptainErnie CaptainErnie wrote:

Have you caught the new one where our darling couple are buying an RV?


Yeah, seen it and hate it, I hate the whole series! Send yourself down an obscure hole Experian!
One good thing about TV-you could always turn it off
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Post Options Post Options   Thanks (0) Thanks(0)   Quote PaWolf Quote  Post ReplyReply Direct Link To This Post Posted: 30 Jun 2015 at 7:28pm
Originally posted by Donathan Donathan wrote:

The only time you should be telling a Bank or a Loan place that you know your Credit Score is when you have serious reason to believe that they are playing you for a Naive Fool and are trying to not get you the best deal for you.
I had something similar happen to me. One place told me that they were going to give me a certain amount of money that I knew was paltry, I said, "I'm good, no thank you," and went to another place that gave me roughly twice the money that the other place tried to give me...
 ShockedPlease don't quit your day job! You clearly have no buisiness advising anyone about loans as you have absolutely NO idea of federal government regulations or fair lending laws.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote aka ron Quote  Post ReplyReply Direct Link To This Post Posted: 30 Jun 2015 at 7:36pm
Donna has no sense of the real world. I'm not bullying, I'm pointing out the blind obvious.
 
He makes his post, he looks for any response, positive or negative? It doesn't matter.
He will never have any credibility, too much sh*t has washed down the river.
 
Sorry Donna, No soup for you.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote PaWolf Quote  Post ReplyReply Direct Link To This Post Posted: 30 Jun 2015 at 8:04pm
^Yea, you and I know this, but we also know we have other idiots, quiet impressionable types,and children that could read what it writes and assume they have found their mentor. Can you imagine that? Then come the religious implications.
What do we end up with? A real problem.
'Followers of Donathan' 
Yup.
These inbred 3rd-grade 'any-race-or-sex-will-do' drop-outs will start to congregate in south-central Florida and show themselves to be a retartded version of 'The Brady Bunch', but we'll call 'em the 'Donatites'.
YupYup.
A short-lived fundamentally-unsound religious extremist group.
Kind like, if you can imagine where the Manson Family comes together with Jim Jones' clan and some of those West Virginia fundamentalist snake healers who move to The Everglades, but don't have any snakes, so they decide to become 'Alligator Healers'.
They find out they weren't very good at it.
They find out the alligators didn't want any stinkin' 'healing' and had a better idea of what to do with those that did.
 
...and, oh - just to stay on topic - the alligators prolly can have 'The Credit Swagger Bitch'. too.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote churvan Quote  Post ReplyReply Direct Link To This Post Posted: 01 Jul 2015 at 3:24am


They need to extend that commercial just a wee bit at the end....right at the part where swagger girl & her tagalong male friend are doing her half-baked dance as she's driving, swerves her rv into a ditch, flips over, and damages an experian billboard.  I wonder how her credit score would fare after all of those fines and lawsuits???OuchWacko
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Post Options Post Options   Thanks (0) Thanks(0)   Quote i8acannibal Quote  Post ReplyReply Direct Link To This Post Posted: 01 Jul 2015 at 4:17am
Well folks, another fine gem to add to the wonderful world of Experian commercials. Can you spot the difference? 


Say something clever here...

No, I'm too lazy. Imagine it yourself.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote churvan Quote  Post ReplyReply Direct Link To This Post Posted: 01 Jul 2015 at 4:29am
They might as well give her a Cleopatra headdress and feed her grapes..or in this case some Hershey's chocolates so that they can segueway into that cringeworthy "give it to me i'm worth it" earache that passes for music. 
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Post Options Post Options   Thanks (0) Thanks(0)   Quote i8acannibal Quote  Post ReplyReply Direct Link To This Post Posted: 01 Jul 2015 at 4:32am
LOL 
Say something clever here...

No, I'm too lazy. Imagine it yourself.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Ad nauseous Quote  Post ReplyReply Direct Link To This Post Posted: 01 Jul 2015 at 4:20pm
Originally posted by i8acannibal i8acannibal wrote:

I was hoping she'd trip and fall flat on her face when she was doing that "kick me" walk.


One good thing about TV-you could always turn it off
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Post Options Post Options   Thanks (0) Thanks(0)   Quote CaptainErnie Quote  Post ReplyReply Direct Link To This Post Posted: 02 Jul 2015 at 3:08am
Originally posted by churvan churvan wrote:



They need to extend that commercial just a wee bit at the end....right at the part where swagger girl & her tagalong male friend are doing her half-baked dance as she's driving, swerves her rv into a ditch, flips over, and damages an experian billboard.  I wonder how her credit score would fare after all of those fines and lawsuits???OuchWacko

Hopefully the "artist" who did the mural on the back of the RV redeemed himself for painting such a disgusting work by sucking on a shotgun.
Children are just God's little way of punishing us for having sex
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Post Options Post Options   Thanks (0) Thanks(0)   Quote ridley Quote  Post ReplyReply Direct Link To This Post Posted: 16 Jul 2015 at 2:04am
What the heck is she saying? Is she saying, "Oh Larry, lords"? If so, who uses that expression in real life, particularly with a plural lord-s? Her crooked lip and mouth movement when she says that is kind of creepy too.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote CaptainErnie Quote  Post ReplyReply Direct Link To This Post Posted: 16 Jul 2015 at 2:07am
I believe she's saying, "Oh Larry.. Lawrence"
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Post Options Post Options   Thanks (1) Thanks(1)   Quote Ad nauseous Quote  Post ReplyReply Direct Link To This Post Posted: 16 Jul 2015 at 2:26am
Originally posted by CaptainErnie CaptainErnie wrote:


Originally posted by churvan churvan wrote:



They need to extend that commercial just a wee bit at the end....right at the part where swagger girl & her tagalong male friend are doing her half-baked dance as she's driving, swerves her rv into a ditch, flips over, and damages an experian billboard.  I wonder how her credit score would fare after all of those fines and lawsuits???OuchWacko




Hopefully the "artist" who did the mural on the back of the RV redeemed himself for painting such a disgusting work by sucking on a shotgun.


What I wish to see is the Wagon Queen Family Trickster come aside and do a PIT maneuver on the RV causing it to carreen and crash through an Experian billboard and finally end up on its Wheels. After that Chevy Chase can pop out a window of his vehicle and "Whoops! Sorry!"
One good thing about TV-you could always turn it off
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Post Options Post Options   Thanks (0) Thanks(0)   Quote LiberryGirl Quote  Post ReplyReply Direct Link To This Post Posted: 18 Aug 2015 at 12:22am
I just hate the ottoman girl. I hate her pouty look when she's offered delivery. What? You act like a big baby and they give you free furniture cause your credit is good? I would have dumped her out of the chair on the floor.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote PaWolf Quote  Post ReplyReply Direct Link To This Post Posted: 18 Aug 2015 at 12:43am
Originally posted by LiberryGirl LiberryGirl wrote:

I just hate the ottoman girl. I hate her pouty look when she's offered delivery. What? You act like a big baby and they give you free furniture cause your credit is good? I would have dumped her out of the chair on the floor.
Good observation - that commercial really bugs me, too.
Maybe not for the same reasons, though...and it isn't because the furniture salesman is from the Ottoman Empire (I've been waiting forever to use that one!Big smile), no - they just import goods from there (the ottoman certainly doesn't match the chair). Maybe she's from the Ottoman Empire - store slaves do carry her out in her mis-matched goodies, at the end.
Nope - what gets ME is, for some odd reason, *I* think our main characters are a couple. They dress alike, act like a couple trying to act like they're not a couple...I don't know what it is - maybe it's in their eyes.
 
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Post Options Post Options   Thanks (0) Thanks(0)   Quote asi9 Quote  Post ReplyReply Direct Link To This Post Posted: 28 Dec 2015 at 2:57am
What the Advertising agency that put together this series of commercials completely misses is that, by definition, most people (indeed very few) have a credit score as high as those in the ads, so few of us relate to those awful arrogant characters. It is far more likely that the average viewer can relate to the loan officer, the RV salesperson, or the furniture salesperson than they can the obnoxious 780 FICOnion!
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